Best Car Insurance Companies

Looking for the best car insurance companies? Here’s how to find them.

Best Car Insurance Companies

If you’ve read my previous car insurance articles in EzineArticles.com, you know how to get a great rate on your car insurance. But how do you know the insurance company you purchase your insurance from will be reliable? And how do you know that company will give you good service and pay your claims on time?

Thanks to the Internet there are a number websites that rate insurance companies. Here are four of the best …

J.D. Power & Associates (jdpower.com)

J.D Power & Associates website provides company ratings based on the opinions of people who actually own insurance policies with those companies. Ratings vary from five circles (their highest rating), to two circles (their worst rating).

This site gives you a good idea of how a company treats its customers, prices it’s policies, and pays its claims.

Your State’s Department of Insurance Website

Every state has a department of insurance website, and most states publish a list of complaints that have been filed against insurance companies. Complaint ratios tell you how many complaints have been filed against a company for every 1,000 claims. This is a good barometer of how well a company pays its claims.

If your state doesn’t publish complaint lists you can visit California’s department of insurance website (www.insurance.ca.gov), or New York’s department of insurance website (www.ins.state.ny.us) to get this information.

Epinions (epinions.com)

Epinions publishes ratings and reviews from customers who’ve had dealings with insurance companies. Here you can get the inside scoop on how a company handles its claims and treats its customers.

A.M.Best (ambest.com)

A.M. Best rates insurance companies based on their credit rating and financial strength. These ratings give you a good idea of a company’s ability to pay its claims. Ratings vary from A++ to D.
Best Car Insurance Rate.